Mortgage protection that keeps your home secure.
Your home is one of your biggest commitments. Mortgage insurance helps protect it if illness, disability, or death makes payments difficult.
It helps your family stay in the home you worked hard to build.
Sukhjivan Singh Sidhu provides mortgage protection options tailored to your budget and mortgage terms.
What Is Mortgage Insurance?
Mortgage insurance is designed to pay off your outstanding mortgage if you pass away. Some plans also include critical illness or disability options.
Independent coverage gives you more control and flexibility than lender‑owned plans.
Lender vs. Personal Mortgage Insurance
| Feature | Bank/Lender Mortgage Insurance | Personal Mortgage Insurance |
|---|---|---|
| Coverage Amount | Decreases with mortgage | Fixed, you choose the amount |
| Beneficiary | Lender | Your family or estate |
| Portability | Not portable | Stays with you, not your loan |
| Underwriting | Done at claim time (post-issue) | Done at time of purchase |
| Flexibility | Limited options | Fully customizable plans |
Personal mortgage insurance puts you in control—not the bank.
Who It’s For
Mortgage insurance is a smart choice for:
Even if you already have life insurance, mortgage coverage can keep the home protected while other benefits support day‑to‑day needs.
Key Features
We compare options from leading Canadian insurers to match your mortgage and budget.
Why Choose Sukhjivan Singh Sidhu
Get independent guidance and coverage that fits your real needs:
Mortgage protection should be clear and reliable—we make it that way.
Protect Your Home
Get mortgage coverage that keeps your family secure if life takes an unexpected turn.